The Wheelbase deductible is always 2% of the stated replacement value; with a minimum of $500 and a maximum of $1,500.

Example:

  • A unit with a replacement value of $80,000: 2% of $80,000 = $1,600 The insurance deductible for this unit would be $1,500

  • A unit with a replacement value of $50,000: 2% of $50,000 = $1,000 The insurance deductible for this unit would be $1,000

  • A unit with a replacement value of $24,000: 2% of $24,000 = $480 The insurance deductible for this unit would be $500

If no replacement value is entered into your Wheelbase account for that vehicle, the insurance deductible will default to the maximum.

Claim payments are issued less than the applicable deductible. The Wheelbase dealer is responsible for collecting the renter's deductible along with any overages or ancillary fees.

Outdoorsy.com renters may have their own separate deductible, and this is separate from your business's insurance deductible and unique to just Outdoorsy.com's customers.

If the Outdoorsy.com renter’s deductible is lower than the 2% Wheelbase deductible, then we will default to the lower deductible amount. For example, if the Wheelbase deductible is $1500 and the Outdoorsy renter’s deductible is $1000, we will waive the remaining $500 of the Wheelbase deductible. The dealer would then only collect $1,000 from the renter and Outdoorsy will issue the settlement to you less the $1000 deductible.

If the Outdoorsy.com renter's deductible is higher than the 2% Wheelbase deductible, you as the dealer would then collect in accordance with the lower of those two amounts. For example, if the Wheelbase deductible is $1000 and the Outdoorsy renter books with 'Essential' coverage (@ deductible of $1500) you as the dealer would collect $1000 and Outdoorsy would process the additional $500 directly from the renter.

Renters that book directly with the WB Dealer (Not Via Outdoorsy.com)

Renters who book through Outdoorsy.com

The deductible for direct renters is always going to be 2% of the stated replacement value; with a minimum of $500 and a maximum of $1500.

Outdoorsy.com renters may have their own, separate deductible. This is separate from your business's 2% insurance deductible and unique to just Outdoorsy.com's customers.

If no replacement value is entered into your Wheelbase account for each vehicle, the insurance deductible will default to the maximum, $1500. So don’t forget to update this field!

Deductible for Essential: $1500

Deductible for Preferred: $1000

Deductible for Peace of Mind: $500

Did this answer your question?